Saturday, January 31, 2009

State Farm Will No Longer Write Home Owner Policies In Florida

On Jan. 27, 2009 State Farm Insurance announced that had filed plans to discontinue its property insurance lines in Florida. In a statement from Company President Jim Thompson, the plan includes insurance coverage for homeowners, renters, rental condominium unit-owners, rental dwellings, condominium unit-owners, personal liability umbrella, boats, personal articles, apartments, business, church, commercial inland marine, commercial liability umbrella, contractors, manufactured home and premises/personal liability.

State Farm Mutual Automobile Insurance Company (State Farm Mutual) and its affiliated companies will continue to provide automobile insurance, life insurance, health insurance and other financial products and services in Florida.

So Where Do You Go Now?

Of course if you own a vaction home or condo at the beach in South Walton County Florida, or any real estate At The Beach, you are going to need insurance and even though State Farm is no longer writing policies there are still companies that will. A company that we have recommended for a long time is Term Brokers Insurance. Term Brokers Insurance is an Independent Agency with over 18 years insurance experience and represent the highest ranked and most reliable "A rated admitted" insurance companies at the lowest rates in Florida.

Top 5 property insurers in Florida

Citizens Property*: 1.25-million
State Farm Florida: 1-million
Universal Property: 364,000
Allstate Floridian: 300,000
Nationwide: 205,000
* Run by the state

Source: Florida Office of Insurance Regulation

Saturday, January 17, 2009

New Real Estate Blogs

Check out these real estate blogs to get some good in depth information regarding specific South Walton County Florida communities. These are the communities we have started and more will follow in the coming weeks.

Rosemary Beach Real Estate News Contains recap of 2008 real estate sales as well as Rosemary Beach real estate currently for sale and more.

Alys Beach Real Estate News Contains recap of 2008 real estate sales as well as Alys Beach real estate currently for sale and more.

Watersound Beach Real Estate News Contains recap of 2008 real estate sales as well as Watersound Beach real estate currently for sale and more.

As I said we will be adding more communities over the next couple of weeks. You can also check out foreclosures, short sales, great photo gallery, festivals and more our website:

Tuesday, January 6, 2009

Five Reasons Rosemary Beach is Unique and Special

Rosemary Beach Florida is the kind of place where you simply can't be anything but easygoing and relaxed. There are no cars need, simply park, unpack, change into beach clothes and head to the beach - walk with the kids or ride a bike, it really doesn't matter because you will get there in a few minutes either way from almost anywhere in town. So what makes Rosemary Beach so specical?

The Architecture

The incredible architecture employed for both homes and businesses demands that you slow down and look around. The details of the design are proudly on display in the odd shapes, sloping angles and unexpected curves found on virtually every structure in town. You certainly do not have to be a student of architecture to understand that Rosemary Beach Florida is a very special place.

The Green Spaces

I challenge anyone walking past one of the green spaces not to stop and roll a game of Bocce Ball on the lawn, toss a football around with friends or simply watch time stand still as you wrestle with your kids in the soft grass.

The Dining

On the way back from the beach you may want to stop and get a quick snack at one of a number of great little eateries and food shops that fill out Main Street. Of course, don't eat too much because there are also some great fine dining places as well.

The Shopping

Stroll down Main Street and take in great shopping for yourself, the kids and even your home. There is something for everyone in Rosemary Beach Florida.

The Beach

Splash in the waves and build sand castles in the snow white sand with your kids at one the most beautiful beaches in the world.